Plans that gives you peace of mind

Your health care plan with Kaiser Permanente WA is more than just health coverage — it’s a partnership in health. It connects you to a group of physicians, services, and tools that help you live your healthy best.

Active PEBB employees can choose from 4 health plans. The Kaiser Permanente WA Classic plan, Kaiser Permanente Value plan and the Kaiser Permanente CDHP (HSA) plan are available to residents in all counties we serve. The Kaiser Permanente SoundChoice(R) plan is available to residents in Snohomish, King, Pierce, Kitsap, Thurston, and Spokane counties.

For retirees

Kaiser Permanente WA Classic plan

Kaiser Permanente WA Classic plan offers low copayments and low deductibles. The plan offers a wide array of benefits and care from our award-winning doctors through the Core network.

2019 Rate & Benefits

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Kaiser Permanente WA Value plan

Kaiser Permanente WA Value plan continues to be a cost-effective option for PEBB members. Get all the same valuable services as the Classic plan, while spending less on your monthly premiums, and the same network of doctors on our Core network.

2019 Rate & Benefits

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Kaiser Permanente WA CDHP (HSA) plan

This plan allows you to set aside pre-tax money to help pay for qualified medical expenses, such as routine office visits or seeing a specialist. It's a savings account for health care. This is a plan with a low premium balanced with a higher deductible and out-of-pocket maximum and access to the network of doctors on our Core network giving you flexibility to manage your health care expenses.

For more information on this Health Savings account, refer to our FAQ.

2019 Rate & Benefits

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Kaiser Permanente WA SoundChoice plan

For residents in Snohomish, King, Pierce, Kitsap, Thurston, and Spokane counties only

Kaiser Permanente WA Value plan continues to be a cost-effective option for PEBB members. Get all the same valuable services as the Classic plan, while spending less on your monthly premiums, and the same network of doctors on our Core network.

2019 Rate & Benefits

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1Washington Permanente Medical Group personnel records, January 2018
2OIC Provider Form A
3Prescriptions from online visits must be filled at Kaiser Permanente Washington medical offices or mail order service.

*Source: Public Employees Benefits Board (PEBB) Program

Note: School district and employer group employees need to contact their payroll or personnel office regarding 2019 rates.

All plans offered and underwritten by Kaiser Foundation Health Plan of Washington

Consumer-directed Health Plans (CDHP)and Health Savings Accounts (HSA)

Can you tell me more about CDHP plans?
CDHPs offer a low monthly premium, balanced with a higher deductible and out-of-pocket maximum. However, members can use funds in their Health Savings Account (HSA) to pay for many out-of-pocket costs (including deductibles), or allow HSA savings to grow for future medical expenses. When you enroll in a CDHP, your employer or the PEBB Program contributes money into your HSA on a prorated basis. This will add up to annually for a single subscriber, or annually for a subscriber and one or more covered dependents. The entire amount is not deposited in the HSA on Jan. 1. If you are a single subscriber, your employer will contribute each month in your HSA as long as you remain eligible for enrollment in a consumer-directed health plan and health savings account. If you have a family member enrolled, your employer will contribute . Members may also choose to make tax-free contributions to their own health savings accounts, up to IRS annual limits. Learn more about the Kaiser Permanente WA's HealthPays HSA (CDHP) plan rates and benefits or call Member Services at HealthEquity, the trustee for your HSA, at 1-877-873-8823.

Can I invest the money in my HSA?
Yes, similar to an IRA, many HSAs let you choose to invest a portion of your account balance in stocks, bonds, mutual funds, CDs and/or other annuities. With your Kaiser Permanente WA's HSA, you can invest in pre-selected mutual funds after you reach a balance in your account.

Can I roll the money from my IRA into my HSA?
Yes, you can make a one-time rollover from your IRA into your HSA. You can't however roll money into your IRA from your HSA. Note that a rollover will count against annual contribution limits.

How much money can I contribute to my HSA?
In 2018, the maximum annual contribution limits set by the IRS for an individual account is $3,450 and the maximum contribution for family coverage is $6,850. People ages 55 and older may contribute up to $1,000 more annually in addition to the limits above.

What happens to my HSA if I leave my job or retire?
You may take that money with you wherever you go — it's your money and your account. If you're on Medicare or go to another employer that doesn't have a qualified CDHP, you can still use your HSA money to pay for co-pays and qualified medical expenses, but won't be able to make contributions to your HSA.

Does the money I have in my HSA rollover from year to year or do I lose that money at the end of the year?
The money rolls over from year to year. You don't lose the money left in your HSA or the interest it's earned.

Can I take the money out of my HSA any time I want?
Yes, you can take the money out anytime tax-free and without penalty as long as it's to pay for qualified medical expenses. If you take money out for other purposes, however, you'll have to pay income taxes on the withdrawal plus a 20 percent penalty.

If I get an HSA, but don't cover my children under that plan - can I still use the money in my HSA to pay for my children's medical expenses?
Yes, the money in your HSA can be used to pay for qualified medical expenses of any family member who qualifies as a dependent on your tax return. However, if the dependent isn't covered under your plan, his/her expenses won't be applied toward your deductible.

Can I use the money in my HSA for non-medical expenses?
Yes, but if you do (and you are under age 65) you'll be taxed on the money you use and assessed a 20 percent penalty. Once you are 65, you'll be taxed for moneys used for nonmedical expenses, but won't pay the penalty.

Questions?

Kaiser Permanente has set up a special Customer Service line just for active PEBB employees.

Speak with a representative Mon. – Fri. 8 a.m. – 6 p.m.

Call 1-866-648-1928

For Medicare questions

Medicare members call to speak with a licensed Kaiser Permanente WA representative:

1-800-581-8252 (TTY 711)

Provider Directories

Find a Provider For SoundChoice Subscribers

Find a Provider For Classic, CDDHP, and Value Subscribers)

Find a Provider Medicare Advantage Retirees

Frequently Asked Questions

Find answers to frequently asked questions about our online services to manage your care, including paying premiums or bills, refilling prescriptions, emailing your doctor, and more.