Get the right mix of care, coverage, and convenience
As a busy entrepreneur, you want health plans that are simple and easy to use — for you and your workforce. With Kaiser Permanente, you get plan flexibility, help managing your health care dollars, and tools and resources that empower your employees to be healthier and more productive.
Our small business health plans are geared for organizations with 1–50 employees. All our plans feature access to our high-performing care system.1 No matter which plan type you choose, we give your employees the options they need to find the right solution. And give you the support you need to manage costs and improve employee health.
1. Criteria established by American Medical Group Association.
Employee Health Coverage is Only 4 Steps Away
1. Learn About Our Plans
We've got 16 options for small groups of every size, from 1 employee to 50. Our 2018 Core HMO plans are designed to offer the highest quality plans at the best value. Or choose our Access PPO plan that offers broader provider choice but at a higher cost.
Note: Federal regulations require that in order to offer a small group medical coverage, the group must have at least one common law employee on payroll. Sole proprietors and their spouses with no employees, and self-employed individuals and their spouses are not eligible to purchase or renew small group coverage.
2. Determine Whether You Will Offer 1 or 2 Plans
To offer two plans:
Group must have at least 10 employees.
Any combination of Core network and Access PPO plans is available.
Groups with 10-24 employees must have at least 3 employees enrolled in each plan.
Groups with 25-50 employees must have at least 5 employees enrolled in each plan.
3. Choose the Right Coverage Level
All our plans include the same benefits. The main differences are seen in the monthly premiums versus the member's cost shares.
|Cost to members when they get care (Copays, deductible, coinsurance)||$$$$||$$$||$$||$|
4. Consider Dental Coverage
We work with Delta Dental of Washington to offer your employees dental coverage when paired with one of our 2018 medical plans. There are two optional plans to select from—Basic and Standard—that include coverage for your employees and their families.
Both plans fulfill the federal mandate to provide pediatric dental coverage for members up to age 19. If your employee does not choose one of them, the employee's medical plan will automatically be paired with a pediatric-only dental plan offered by Delta Dental.
2018 Adult/Family Dental Summary of Benefits (PDF)
2018 Pediatric-Only Dental Summary of Benefits (PDF)