Get the right mix of care, coverage, and convenience
As a busy entrepreneur, you want health plans that are simple and easy to use—for you and your workforce. With Kaiser Permanente, you get plan flexibility, help managing your health care dollars, and tools and resources that empower your employees to be healthier and more productive.
Our small business health plans are geared for organizations with 1–50 employees.* From our value-driven Core network plans to our choice-driven Access PPO plans, we give your employees the options they need to find the right solution. And give you the support you need to manage costs and improve employee health.
New Small Business Sales Tool Available
Our value stories highlight the benefits of Kaiser Permanente for your small group employees. Now you can have mini-case studies, proof points, and more all in one document.
Employee Health Coverage is Only 5 Steps Away
1. Learn About Our Plans
We've got 16 options for small groups of every size, from 1 to 50. Take a few moments to learn about our 2017 value-driven Core network plans and choice-driven Access PPO plans designed to give your employees the options they need to find the right solution.
Note: Federal regulations require that in order to offer a small group medical coverage, the group must have at least one common law employee on payroll. Sole proprietors and their spouses with no employees, and self-employed individuals and their spouses are not eligible to purchase or renew small group coverage.
2. Determine Whether You Will Offer 1 or 2 Plans
To offer two plans:
Group must have at least 10 employees.
Any combination of Core network and Access PPO plans is available.
Groups with 10-24 employees must have at least 3 employees enrolled in each plan.
Groups with 25-50 employees must have at least 5 employees enrolled in each plan.
3. Decide Which Provider Network to Offer
|Thousands of quality providers and facilities, including:||Hundreds of thousands of providers and facilities nationwide, including:|
|More than 1,000 providers* at Kaiser Permanente medical offices||Kaiser Permanente medical offices clinics and pharmacies|
|25 Kaiser Permanente medical offices and pharmacies||Most providers and designated pharmacies in our service area, including UW Medicine, Swedish Physicians, MultiCare, CHI Franciscan, PeaceHealth, Providence, and more|
|More than 9,000 additional network providers and facilities||First Choice Health network providers for Oregon, Alaska, Montana, Idaho, and Washington|
|First Health Network providers for all other states in the United States|
|OptumRx network pharmacies|
Read the Access PPO FAQ (PDF)
*OIC Provider Network Form A
4. Choose the Right Coverage Level
All our plans include the same benefits. The main differences are seen in the monthly premiums versus the member's cost shares.
|Cost to members when they get care (Copays, deductible, coinsurance)||$$$$||$$$||$$||$|
5. Consider Dental Coverage
We work with Delta Dental of Washington to offer your employees dental coverage when paired with one of our 2017 medical plans. There are two optional plans to select from—Basic and Standard—that include coverage for your employees and their families.
If your employees choose to purchase either of these Delta Dental plans, both plans fulfill the federal mandate to provide pediatric coverage for members up to age 19. If not, the employee's medical plan will automatically be paired with a pediatric-only dental plan offered by Delta Dental.
Adult/Family Dental Summary of Benefits (PDF)
Pediatric-Only Dental Summary of Benefits (PDF)